UNEMPLOYED? How You Can Live on Less

Before Buying, Think

Get into the habit of asking yourself: 'Do I really need this? Is the old item actually worn out, or do I just want something new?' If you will rarely use an item, would renting one suffice?  Or if you anticipate using it frequently, would buying a good used one work just as well?

While some of the above measures may seem insignificant, they can add up!   The point is, by establishing a pattern of saving little things, you will do the same when faced with large expenses. 

Be Resourceful

To cut down on non-essentials, get creative. For example, Adele relates:  "We had two cars but quickly got rid of one of  one and car-pooled. To save on gas, we planned as many errands as possible with each trip. We trimmed down to the essentials."  The following are some other ways you can be resourceful: 

* Plant a garden and grow your own vegetables. 

* Follow manufacturer's maintenance instructions, which may prolong the life of your appliances.

* Change out of your good clothing as soon as you come home-a practice that will keep them looking new longer. 

Next time: UNEMPLOYED? How You Can Live on Less - How to Develop a Budget

From the Awake! magazine